Are Bonuses Really Taxed More? What You Need to Know
The first time I received a bonus I thought, wow, they sure took out a lot of tax. Colleagues and I grumbled over the hefty chunk taken out of our...
What the 2025 Tax Law Means for You: Key Takeaways from the One Big Beautiful Bill
The One Big Beautiful Bill was passed on July 4, 2025. With its passage, several key tax, education, and student loan changes were made. Let’s explore them. Extension of the...
What Happens if Investors Stop Buying U.S. Debt?
Concerns over U.S. spending and swelling government debt have prompted many – including myself – to ponder this question: what happens if investors stop buying U.S. debt? Background As with...
How to Achieve Early Retirement with a Taxable Brokerage Account
Investing in a 401(k) or an IRA is one of the best ways to save for retirement. What if, however, you wanted to save for retirement while maintaining access to...
Why a Weaker Dollar Could Make Everything More Expensive
I saw a headline that said the U.S. Dollar had the weakest first half of a year since the 1970s. What does that mean, and why should you care? Let’s...
What is Homestead Portability in Florida? How to Keep Your Property Tax Savings as a Homeowner.
As a lifelong Floridian and fairly recent homeowner, I was aware of the Homestead Exemption yet unaware of Homestead Portability. Eager to learn more about this benefit, I turned to...
A Simple Guide to Becoming a Millionaire
There are many ways to become a millionaire, and a few key reasons why you should aspire to be one. The best reasons center around security and freedom. Financial concerns...
Direct Bitcoin or ETF Exposure? What I Chose—and Why
I don’t currently hold any Bitcoin -- not due to any particular aversion, I simply stick with investments I know and understand. Its role in finance and the investing ecosystem...
How We Reduced Our Tax Burden with S&P 500 ETFs
I recently began shifting more of our cash from a high-yield savings account to our taxable brokerage. We have maintained a fairly high savings rate over the last couple of...
Which is Better: Florida Prepaid or the 529 Savings Plan?
My son was born in 2024, and like many new parents, I wanted to evaluate our options for college savings. The first question I asked myself was, should I use...